Tel: 01786 233937 Email: info@stirlingcreditunion.co.uk

19 August 2017
Loans

Stirling Credit Union Loans

Various types of loans are available to Stirling Credit Union members ranging from a short term loan of up to £500 repayable over a period of up to 3 months, to £15000 repayable over a period of up to 7 years.

From 5 April 2017, a fee of £5 will be deducted from the memberís savings account to meet the cost of carrying out Credit Reference checks in respect of members wishing to borrow from Stirling Credit Union,.

Loan repayment death benefit cover is provided free of charge on most Stirling Credit Union loans. The debt dies with the debtor.

For a summary of the loans available and eligibility conditions, click on the link below.

ClickDownload Lending Summary (185.8kb)

Our Loan Calculator is really easy to use and allows you to get quotes for varying amounts and repayment periods as well as selecting the type of loan to suit your needs. Click on the quick link opposite to get a quote.

Applications for loans are made by completing a Loan Application Form. Each application is treated in the utmost confidence and will be considered on its own merits. It is credit union policy to meet the borrowing requirements of as many members as possible, depending on the available funds.

To apply for a loan, download the Loan Application

ClickDownload Loan Application (410kb)
These forms are PDF documents. Adobe Acrobat Reader is required to view it. Adobe Acrobat Reader can be downloaded for free by clicking on the Get Acrobat Reader icon.

Is your Credit History Correct?

When you apply for a loan, most lenders will use a credit reference agency to check your credit history. If your credit history is wrong or incomplete it may result in you being refused a loan.

Under the Data Protection Act 1998, you are entitled to receive a Statutory Credit Report at a cost £2. If you want to check your credit history you should consider obtaining such a report. There are a number of credit reference agencies providing this service, including Experian and Callcredit.

We may use credit reference and fraud prevention agencies to help us make decisions. A short guide to what we do and how both we and credit reference and fraud prevention agencies will use your information can be obtained by downloading the Condensed Guide to the use of Credit Reference and Fraud Prevention Agencies below.

ClickDownload Condensed Guide (25.2kb)

Full details of how your data may be used are available by downloading the Full Guide to the use of your personal data by Stirling Credit Union and Credit Reference and Fraud Prevention Agencies below.

ClickDownload Full Guide (176.1kb)

By confirming your agreement to proceed with your loan application you are accepting that we may each use your information in this way.

These forms are PDF documents. Adobe Acrobat Reader is required to view it. Adobe Acrobat Reader can be downloaded for free by clicking on the Get Acrobat Reader icon.

Find Us here:
Stirling Credit Union Tel: 01786 233937 Email: info@stirlingcreditunion.co.uk Web: http://www.stirlingcreditunion.co.uk
Stirling Credit Union is authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. No: 214247