Tel: 01786 233937 Email:

19 August 2017


The Board are delighted to announce that the Stirling Credit Union office relocated to 10 Spittal Street, Stirling, FK8 1DU on 4 July 2017.

Our e-mail address, telephone number and opening hours have not changed.

10 Spittal Street is only a few yards from the top of King Street, one door up from the ‘The Crossed Peels’ maintaining our city centre location.

This move is a significant landmark in the development of Stirling Credit Union. It means that we can now press ahead and develop our member services and grow our membership to ensure the long-term sustainability of our credit union.


We are recruiting a Part-time Office Manager.

Interested? Click on the link below for full details.

ClickDownload Office Manager Job Description (165.6kb)

Applications with CV should be sent to Dot Clark either by e-mail to or by post to

Strictly Private & Confidential, Dot Clark, Director, Stirling Credit Union, Customer First, 1-5 Port Street, Stirling, FK8 2EJ

Dividend Announcement

At the AGM held at Cooks of Stirling on 13 February 2017, the Board recommended to the members that a dividend be paid for the company year ending 30 September 2016.

The members duly voted in favour of a dividend on savings of 0.5% and, for the first time, a rebate of interest paid on loans of 5%

Recognition for Stirling Credit Union in the Scottish Parliament

Dean Lockhart, MSP for Mid Scotland and Fife, congratulates Stirling Credit Union stating that it has been credited as being one of the most innovative and forward-thinking credit unions in Scotland. On 23 January he lodged a motion in the parliament as follows

That the Parliament congratulates everyone at Stirling Credit Union on it being awarded £11,400 by the Lloyds Banking Group; understands that this will be used to enable it to purchase new IT equipment and set up a reliable internet connection; notes that, due to the wide variety of services offered by the credit union, such as junior saving and payroll deduction schemes to encourage responsible saving, it has been credited as being one of the most innovative and forward-thinking; believes that Scotland continues to play a leading role in the expansion of credit unions, with the fourth-highest credit union membership level in Europe per-head of population, and wishes Stirling Credit Union continued success.


We have been awarded a grant of £11,400 by Lloyds Banking Group to purchase new IT equipment and set up a reliable internet connection. This is fantastic news for us as we work towards developing an improved IT capability which in turn will allow us to offer a better service to all of our members.

Stirling Credit Union is amongst 21 credit unions across the country that are benefitting from £1m in grants from Lloyds Banking Group, delivered through the Credit Union Foundation. Lloyds has committed to provide £1m each year for four years and this award is the third wave of funding to be released.

Philip Grant, Chair of the Scottish Executive Committee for Lloyds Banking Group, said, “Credit unions play a vital role in local communities and these grants will help them to provide improved access to financial services in Scotland. I am delighted with the announcement of these grants which underlines our commitment to help Britain prosper”.

Liz Barclay, Chair of the Credit Union Foundation and Development Fund Grants Committee said: “The Credit Union Foundation is proud to work in partnership with Lloyds Banking Group. Their £4 million investment over four years is innovative and pioneering and now that we're into the third year of the scheme we're seeing a big impact on sustainable credit union growth. Credit unions provide an ethical and affordable financial service to some of the hardest to reach and most financially excluded communities in the UK. We're seeing good quality applications for these capital awards from credit unions committed to expanding and improving the services they offer those communities.

New Office Opening Hours


This temporary arrangement will continue until the current office job vacancy has been filled.

Members can ease pressure on the office by maximising the use of our website to obtain account information and  by e-mailing rather than phoning with other enquiries.


We have improved borrowing terms on our range of loans to members!

If you’re thinking about taking out a loan there has never been a better time to borrow from your credit union.

We have

  • extended the loan repayment period 
  • reduced loan interest rates 
  • increased loan limits 

Click on the Loan Calculator for a quote.

Refer a Friend and get a FIVER!

Stirling Credit Union members can earn £5 when they refer a friend for membership.

We have a special form for members to use, just click onto the link below.

Go on! - help grow your credit union and share the benefits of membership with friends and family.

We will deposit £5 in your account when we receive the first regular savings by either standing order or payroll deduction from the new member.

ClickDownload Refer a Friend (225kb)


Third of middle classes too short of cash to pay a £500 bill

On June 7 2016, an article in the Times reported that almost a third of middle-class voters would struggle to pay a sudden bill of £500.

Stirling Credit Union members can turn to their credit union for help if they find themselves in this situation. Our Fast 500 Loan is designed for situations just like this. Fast, easy and affordable short term borrowing when needed. Credit Union members can avoid Payday lenders and other expensive forms of borrowing.

Another good reason to become a Stirling Credit Union member. 

To read the Times article click on to the link below.

ClickDownload Times Article 7 June 2016 (164.2kb)

Find Us here:
Stirling Credit Union Tel: 01786 233937 Email: Web:
Stirling Credit Union is authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. No: 214247