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Loans

Stirling Credit Union is now part of Scotwest!

Stirling Credit Union is now part of Scotwest, one of Scotland’s leading credit unions.

You can find out more about the merger here: https://www.stirlingcreditunion.co.uk/news?article=25

If you are not already a Stirling Credit Union member you can join Scotwest and find out more about the credit union here: https://www.scotwest.co.uk/stirling-credit-union

You can find out more about Scotwest Credit Union loans here:  here: https://www.scotwest.co.uk/loans/

Only existing Stirling Credit Union Members can apply for the following loans. If you are not a Stirling Credit Union Member you can join Scotwest here and apply for a Scotwest Loan: https://www.scotwest.co.uk/stirling-credit-union

Standard Loan

• Available immediately upon joining the credit union
• Borrow from £500 to £5,000
• Loan period: 6 to 36 months
• Rates from 19.56% APR (1.5% per month)
• No qualifying membership period
• Pledge to save at least £10 per month

 or download an application form 

Loyalty Loan

• For existing members who can pledge some of their savings
• Borrow from £500 to £10,000
• Loan period: 6 to 60 months
• Rates from 12.68% APR (1% per month)
• Must have been a member for 3 months
• Pledge to retain 1/4 (25%) of the amount borrowed in the share account 

or download an application form

Secured Loan

• Our best rate for members who can pledge the amount borrowed
• Borrow from £1,000 to £15,000
• Loan period: 6 to 60 months
• Rate 6.17% APR (0.5% per month)
• Must have been a member for 3 months
• Pledge to retain the amount borrowed in share account 

Call us or download an application form

Handy Loan

• For members who need a small, short-term loan
• Borrow from £200 to £1,000
• Period 3 to 12 months
• Rate 26.82% APR (2% per month)
• Must have been a member for 3 months
• No pledge required
• May already have a loan, provided loan repayments are current

Call us or download an application form